battleface

battleface Partners With insurance.com.au To Overhaul Travel Insurance Offering Across Australia

SYDNEY, Australia, February 15th, 2024 – Cutting-edge travel insurance provider, battleface, known for its modular and flexible insurance products, is excited to announce a new partnership with industry pioneer insurance.com.au, providing quality cover and competitive premiums for Australian customers. This strategic partnership will provide travellers with a seamless travel experience, which is fully customisable, by utilising battleface’s innovative modular API functionality.

battleface has built a reputation for its dedication to catering to the diverse needs of modern travellers through its modular insurance products. The rapidly growing company is known for designing relevant products for today’s travellers by unbundling travel insurance benefits for the Australian market as well as in the U.K, Europe, USA and Canada.

The new partnership allows customers of insurance.com.au to seamlessly customise their travel insurance coverage according to their travel needs, destinations and desired adventures. It streamlines the travel experience and provides flexibility and choice to travellers wanting to ensure their cover is customised to their travel itinerary.

“We are delighted to welcome insurance.com.au as our new partner”, says Matt McLellan, battleface Managing Director, Australia. “insurance.com.au is part of the Steadfast Group, an industry leader within the insurance space. We know that we can ensure exceptional customer experiences and personalised travel insurance solutions, which will evolve their offering even further in 2024. With this partnership, we’re excited to extend our modular insurance products to insurance.com.au customers, providing them with the peace of mind they deserve during their travels.”

Dominique Requin, CEO of insurance.com.au, says: “At insurance.com.au, we strive to offer our customers an effortless and streamlined insurance experience through a complete digital journey. Our insurance products are supported by specialists to provide high-quality coverage and pricing that is suitable for both our partners and customers. We were delighted to partner with battleface, given their innovative, forward-thinking approach to insurance.”

“Our partnership with battleface is all about innovation and delivering highly flexible and customisable travel insurance with a focus on ease and efficiency. At insurance.com.au, we have a team of experts who truly understand insurance, and we firmly believe that battleface is a perfect fit for us. Their strategies, values and insurance offerings align closely with our own business strategy. With their flexible travel options, customers can easily customise their insurance coverage to meet their specific needs. This makes the partnership between insurance.com.au and battleface a perfect match.”

Standard cover from battleface includes protection against Trip Cancellation of up to $40K per person, personal liability cover of up to $2.5M, and unlimited (for up to 12 months of treatment) Emergency Medical and additional expenses cover. Customers will also have access to battleface’s in-house claims and 24/7 emergency assistance and customer service, powered by Robin Assist.

About insurance.com.au

Developed with a focus on getting things done with ease and efficiency in the least possible time, insurance.com.au is made up of a team of people who understand and love insurance!

With a vision to serve as a comprehensive and convenient hub for insurance products; insurance.com.au provides a seamless digital experience encompassing a diverse array of products.

insurance.com.au has a specialised team researching high-quality insurance solutions for its clientele, based on client requirements and feedback from partners.

Emphasising service excellence as the foundation of its daily operations, it boasts a Trustpilot rating of 4.4 stars, a testament to the satisfaction and trust of its customers.

insurance.com.au is part of the Steadfast Group, Australasia’s largest General Insurance Broker Network.

PRE-EXISTING MEDICAL CONDITION

Pre-Existing Medical Condition means an illness, disease, or other condition during the 180 day period immediately prior to the date Your coverage is effective :
  1. received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute, or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or
  2. took or received a prescription for drugs or medicine. Item (2) of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180 day period before coverage is effective under this policy.
  3. required a change in prescribed medication. Change in prescribed medication means the dosage or frequency of a medication has been reduced, increased, stopped and/or new medications have been prescribed due to the worsening of an underlying condition that is being treated with the medication, unless the change is:
    1. between a brand name and a generic medication with comparable dosage; or
    2. an adjustment to insulin or anti-coagulant dosage.
If you, or someone you are traveling with, has a Pre-Existing Medical Condition, you can still buy a policy from us but there is no cover for any claim arising directly or indirectly from that condition.

PRE-EXISTING MEDICAL CONDITION

Any Medical Condition that, within the last 12 months, required any:

  • surgery, inpatient or outpatient treatment, referrals or investigations of any sort. This includes being on any waiting list, taking any prescription medication, tablets or required medical treatment (This will not apply to common colds, flu or contraceptive medication);
  • medical advice or treatment for any respiratory condition relating to the lungs or breathing;
  • medical advice or treatment for any heart, stroke or diabetic condition;

Hypertension or high cholesterol controlled by 1 prescription drug only and where the dosage has not been changed within the last 12 months will not be considered a pre-existing medical condition

Coverages Available:

*not all coverages are available in all states
Travel Protection Benefits Limits
Trip Cancellation 100% of trip cost (up to a maximum of $20,000)
Single Occupancy Up to trip cost
Cancel for Any Reason Up to 75% of trip cost Up to 50% of trip costs in FL(CFAR not available to NY residents)
Trip Interruption 150% of trip cost
Delay Package
Trip Delay
Maximum $200 per day up to $2,500
Missed Connection Maximum of $1,000 per covered trip
Baggage Package – Excess
Baggage and Personal Effects $2,500 $100 Deductible
Baggage Delay $100 per day up to a maximum of $500
Travel Medical Package – Excess AK, CO, ID, ND, NH – Primary
Travel Medical Expense – Adventure sports included $100,000 $50,000 in NH $50 Deductible
Emergency Dental $750
Emergency Evacuation and Repatriation of Remains Up to $500,000
Up to $1,000,000 in NH
Accidental Death & Dismemberment $100,000 or $250,000 or $500,000
Pet Medical Package
Pet Medical Expense Up to $2,000 $100 Deductible
Pet Return Up to $500
Rental Vehicle Damage – Primary Up to $35,000 per rented vehicle- Primary $250 Deductible for loss greater than $2,000
Vacation Rental Damage $1,500 or $3,000 or $5,000

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits Limits
Cancellation and Curtailment 5,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains 10,000,000 (excess 250 or 50)
Hospital Benefit 25 per day, maximum 100
Personal Accident up to 250,000
Baggage Loss or Delay up to 5,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash 500 (excess 250 or 50)
Personal Liability 500,000
Travel Delay 500
Optional Benefits Limits
Business Extension up to 1,000 (excess 100)
Winter Sports (Ski Equipment) up to 750 (excess 50 or 100)

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits Limits
Trip Interruption 2,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains 10,000,000 (excess 250)
Hospital Benefit 25 per day, maximum 100
Personal Accident up to 5,000
Baggage Loss or Delay up to 2,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash 500 (excess 250) *** Limited to 250 in respect of cash
Personal Liability 500,000
Optional Benefits Limits
Business Extension up to 1,000 (excess 100)
Winter Sports (Ski Equipment) up to 750 (excess 50 or 100)
Personal Accident up to 250,000
Baggage up to 10,000

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits Limits
Cancellation up to $20,000
Trip Interruption $1,000
Medical and Emergency Expenses $5,000,000 (deductible $250)
Hospital Benefit $25 per day, maximum $100
Personal Accident up to $50,000
Baggage $2,000 (deductible $250)
Personal Money and Passport, limited to $250 in respect of cash $500 (deductible $250)
Personal Liability $500,000
Optional Benefits Limits
Business Extension up to $1,000 (deductible $100)
Winter Sports (Ski Equipment) up to $750 (deductible $50 or $100)

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits Limits
Cancellation and Curtailment 5,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains 10,000,000 (excess 250 or 50)
Hospital Benefit 25 per day, maximum 100
Personal Accident up to 250,000
Baggage Loss or Delay up to 5,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash 500 (excess 250 or 50)
Personal Liability 500,000
Travel Delay 500
Optional Benefits Limits
Business Extension up to 1,000 (excess 100)
Winter Sports (Ski Equipment) up to 750 (excess 50 or 100)