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TravelPerk launches new medical and baggage insurance add-on to meet the growing need for complete cover when travelling for work

  • Nearly half of business travellers (44%) lack an official company travel insurance policy, leaving 24% to rely on personal insurance plans or credit card policies (15%)
  • Business travellers do need the security that insurance provides with 13% of those traveling for work experiencing lost or delayed luggage in 2024, and one in ten (11%) facing personal health or medical emergencies
  • TravelPerk’s new travel insurance offering, powered by battleface, is available to its European customer base, providing up to £10M medical and £2K baggage cover, with seamless booking through the platform
  • UK launch follows strong uptake across Europe, placing employee wellbeing front and centre

LONDON, UK, June 18th, 2025 – Leading global business travel and expense management platform, TravelPerk, launches new research revealing nearly half (44%) of business travellers have no official company-level travel insurance, with 24% relying on personal policies and 15% on credit card insurance – leaving many exposed to risks.

Whilst travel can be unpredictable, with research showing 78% of global business travellers faced travel disruption, employers are missing key areas to support employees on the road. TravelPerk’s recent travel disruption survey revealed the types of travel disruption with 13% of travellers experiencing lost or delayed luggage, and 11% having health or medical emergencies. Today’s research launch uncovers the importance of insurance to employees, with travel insurance (37%) as the second most important thing their company can do to support work travel, surpassing extra time off at destination (30%) and healthy meals (24%).

To match this need, TravelPerk has launched their new medical and baggage insurance product for European business travellers booking return flights – protecting them as they travel across the globe. This new add-on offers a seamless, in-platform insurance experience powered by trusted provider battleface.

The UK rollout follows successful launches for TravelPerk customers across Europe and comes at a time when business travel disruption is increasingly common, and company travel insurance coverage remains patchy.

With customer needs varying per region, the launch reflects TravelPerk’s commitment to building flexible, localised solutions that respond to real needs. UK business travellers lead the way in proactivity around travel protection, with 62% of employees reporting having some form of travel insurance provided by their company, compared to 51% in Germany, according to TravelPerk data.

This new add-on complements TravelPerk’s wider protection suite – FlexiPerk to cover trip cancellations, 24/7 in-trip customer care, and now comprehensive insurance coverage for unexpected medical issues or lost baggage.

Jon Hoar, SVP Product at TravelPerk, said: “When we surveyed business travellers, nearly 30% had encountered medical issues during work travel that were not covered by their policy and 39% reported being unprotected for lost luggage. This new offering is our solution so they are covered for any eventuality  – simple, reliable protection built directly into our platform, ensuring our customers can travel with confidence.”

Designed with ease-of-use in mind, users can easily purchase coverage and access full policy documentation via the TravelPerk Platform.

Sasha Gainullin, CEO of battleface, commented: “This partnership ensures that high-quality travel insurance is no longer an afterthought. By embedding our coverage and 24/7 global support directly into TravelPerk’s platform, we’re delivering seamless, tech-enabled protection that gives travel admins and employers confidence their teams are covered – wherever work takes them.”

For more information on TravelPerk’s medical and baggage insurance add-on, check out https://www.travelperk.com/uk/travel-solutions/medical-baggage-insurance/

About TravelPerk
TravelPerk is a global and expense management platform. Since its founding in 2015, it has been reshaping the way companies manage travel for work, combining cutting-edge technology with a human touch. Trusted by global brands like Red Bull, Fujifilm, and Nord Security, TravelPerk offers a seamless all-in-one platform that simplifies travel booking, streamlines expense management, and boosts productivity for businesses of all sizes. With a commitment to flexibility, cost control, and efficiency, TravelPerk helps businesses save time, reduce costs, and focus on what matters most.

Visit www.travelperk.com for more information.

Research methodology
TravelPerk commissioned research company OnePoll to conduct a survey between 12 and March 19, 2025. Fieldwork was completed over 5–7 working days and involved 3,000 participants—1,000 each from the UK, Germany, and Spain—who travel for business. The sample was collected through an online quantitative survey to ensure consistency and comparability across markets.

For media inquiries, please contact: [email protected]

For the methodology TravelPerk’s annual Travel disruption survey go to their website at : https://www.travelperk.com/uk/press-release/another-turbulent-year-for-business-travelers-nearly-8-in-10-experienced-travel-disruptions-in-2024/

FRAUD WARNING STATEMENT

FOR RESIDENTS OF ALL STATES OTHER THAN THOSE LISTED BELOW: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

ALASKA: A person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law.

ARIZONA: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties.

CALIFORNIA: For your protection California law requires the following to appear on this form: Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

COLORADO:  It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.

DELAWARE: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

FLORIDA:  Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

IDAHO: Any person who knowingly, and with intent to defraud or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony.

INDIANA: A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.

KANSAS: A “fraudulent insurance act” means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication or statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.

KENTUCKY: 

Application: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Claim Form: Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

MAINE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

MARYLAND:  Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

MINNESOTA:  A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

NEW HAMPSHIRE: Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20.

NEW JERSEY:

Application: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

Claim Form: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.

PENNSYLVANIA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NEW MEXICO: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

OHIO: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

OKLAHOMA: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

OREGON: IMPORTANT NOTE: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison.

TENNESSEE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefit.

TEXAS: Any person who knowingly presents a false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

VIRGINIA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits. 

WASHINGTON: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

NEW YORK*:  Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.