United Kingdom, United States

Last-minute traveller? That just got a lot easier in Canada

BY battleface

No disrespect to the meticulous planners out there, but sometimes spontaneity rules.

We all know that feeling, right? Spotting that last-minute flight, excitedly messaging your closest travel buddy, scouring Airbnb for the perfect pad, and putting on your out-of-office autoreply as you waltz out the door.

It could be a much-needed shopping trip in New York, a few days soaking up sun in Cancún or a hastily arranged week in Cuba, but that whirlwind feeling of ditching normal life for a few days of adventure is what makes travel so special.
But, erm, anything you’ve forgotten?

Unsurprisingly, the giddy rush towards the airport can leave many Canadians neglecting that oh-so crucial lifeline: travel insurance.

Serious financial burdens

Although travel insurance uptake has risen since the pandemic, a sizeable proportion of Canadians still travel internationally without taking out any cover, putting them at serious financial risk if they become ill or injured, have to cancel their trip, or require financial protection if they’re responsible for damages or injury of others.

But fear not, because spontaneous (or absentminded!) travellers just got a boost from battleface with the introduction of its new Canada travel insurance product – capable of being purchased once your trip has already commenced (with coverage kicking in 24 hours post purchase).

The product, offered in partnership with Hunter McCorquodale, allows Canadian travellers to buy travel insurance coverage while they’re already travelling with minimal fuss – meaning your fun isn’t interrupted by poring over tricky jargon, working through reams of paperwork, or endlessly queuing in automated phone systems.

Just head to our website or give us a call on +1 (844) 240 3500 and we’ll get it sorted.

Medical, Cancellation & Personal Liability cover as standard

Standard cover includes protection against Medical and Emergency Expenses up to CAD 5,000,000, Trip Cancellation up to CAD 20,000 per person and Personal Liability up to CAD 500,000. Terms, conditions, limits and exclusions apply.

Travel advisories

Travel and Medical plans cover destinations classified by the Government of Canada Travel Advisories as “Avoid non-essential travel” and “Avoid all travel” as standard with pricing based on age, destination, and duration of trip.

Distribution partners and more

battleface can custom-build programs for B2B2C and B2C travel distribution partners and design group travel policies for corporate, education and non-profit industry sectors.

Get a quote and buy instantly

Want to find out how easily it is to get battleface Travel Insurance cover while abroad? Go here: https://www.battleface.com/en-ca/

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Protect your trip with
battleface travel insurance

PRE-EXISTING MEDICAL CONDITION

Pre-Existing Medical Condition means an illness, disease, or other condition during the 180 day period immediately prior to the date Your coverage is effective :

received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute, or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or
took or received a prescription for drugs or medicine. Item (2) of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180 day period before coverage is effective under this policy.
required a change in prescribed medication. Change in prescribed medication means the dosage or frequency of a medication has been reduced, increased, stopped and/or new medications have been prescribed due to the worsening of an underlying condition that is being treated with the medication, unless the change is:
1. between a brand name and a generic medication with comparable dosage; or
2. an adjustment to insulin or anti-coagulant dosage.

If you, or someone you are traveling with, has a Pre-Existing Medical Condition, you can still buy a policy from us but there is no cover for any claim arising directly or indirectly from that condition.

PRE-EXISTING MEDICAL CONDITION

Any Medical Condition that, within the last 12 months, required any:

surgery, inpatient or outpatient treatment, referrals or investigations of any sort. This includes being on any waiting list, taking any prescription medication, tablets or required medical treatment (This will not apply to common colds, flu or contraceptive medication);
medical advice or treatment for any respiratory condition relating to the lungs or breathing;
medical advice or treatment for any heart, stroke or diabetic condition;

Hypertension or high cholesterol controlled by 1 prescription drug only and where the dosage has not been changed within the last 12 months will not be considered a pre-existing medical condition

Coverages Available:

*not all coverages are available in all states

Travel Protection Benefits	Limits
Trip Cancellation	100% of trip cost (up to a maximum of $20,000)
Single Occupancy	Up to trip cost
Cancel for Any Reason	Up to 75% of trip cost Up to 50% of trip costs in FL(CFAR not available to NY residents)
Trip Interruption	150% of trip cost
Delay Package
Trip Delay	Maximum $200 per day up to $2,500
Missed Connection	Maximum of $1,000 per covered trip
Baggage Package – Excess
Baggage and Personal Effects	$2,500 $100 Deductible
Baggage Delay	$100 per day up to a maximum of $500
Travel Medical Package – Excess AK, CO, ID, ND, NH – Primary
Travel Medical Expense – Adventure sports included	$100,000 $50,000 in NH $50 Deductible
Emergency Dental	$750
Emergency Evacuation and Repatriation of Remains	Up to $500,000 Up to $1,000,000 in NH
Accidental Death & Dismemberment	$100,000 or $250,000 or $500,000
Pet Medical Package
Pet Medical Expense	Up to $2,000 $100 Deductible
Pet Return	Up to $500
Rental Vehicle Damage – Primary	Up to $35,000 per rented vehicle- Primary $250 Deductible for loss greater than $2,000
Vacation Rental Damage	$1,500 or $3,000 or $5,000

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Cancellation and Curtailment	5,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains	10,000,000 (excess 250 or 50)
Hospital Benefit	25 per day, maximum 100
Personal Accident	up to 250,000
Baggage Loss or Delay	up to 5,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash	500 (excess 250 or 50)
Personal Liability	500,000
Travel Delay	500
Optional Benefits	Limits
Business Extension	up to 1,000 (excess 100)
Winter Sports (Ski Equipment)	up to 750 (excess 50 or 100)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section F of the policy Travellers up to the age of 79 can purchase this product. Cover for illness is not available for those aged 75 years or over

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Trip Interruption	2,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains	10,000,000 (excess 250)
Hospital Benefit	25 per day, maximum 100
Personal Accident	up to 5,000
Baggage Loss or Delay	up to 2,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash	500 (excess 250) *** Limited to 250 in respect of cash
Personal Liability	500,000
Optional Benefits	Limits
Business Extension	up to 1,000 (excess 100)
Winter Sports (Ski Equipment)	up to 750 (excess 50 or 100)
Personal Accident	up to 250,000
Baggage	up to 10,000
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section G of the policy Travellers up to the age of 79 can purchase this product. Cover for illness is not available for those aged 75 years or over

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Cancellation	up to $20,000
Trip Interruption	$1,000
Medical and Emergency Expenses	$5,000,000 (deductible $250)
Hospital Benefit	$25 per day, maximum $100
Personal Accident	up to $50,000
Baggage	$2,000 (deductible $250)
Personal Money and Passport, limited to $250 in respect of cash	$500 (deductible $250)
Personal Liability	$500,000
Optional Benefits	Limits
Business Extension	up to $1,000 (deductible $100)
Winter Sports (Ski Equipment)	up to $750 (deductible $50 or $100)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section G of the policy Travellers up to the age of 79 can purchase this product. Cover for illness and Winter Sports is not available for those aged 75 years or over Medical and Emergency Expenses are limited to $50,000 within Canada if you are not covered by government health insurance plan (GHIP) at the time of your claim

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits	Limits
Cancellation and Curtailment	5,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains	10,000,000 (excess 250 or 50)
Hospital Benefit	25 per day, maximum 100
Personal Accident	up to 250,000
Baggage Loss or Delay	up to 5,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash	500 (excess 250 or 50)
Personal Liability	500,000
Travel Delay	500
Optional Benefits	Limits
Business Extension	up to 1,000 (excess 100)
Winter Sports (Ski Equipment)	up to 750 (excess 50 or 100)
Important notes: Winter Sports optional cover, where selected, does not extend to the Personal Liability benefit under Section F of the policy Travellers up to the age of 79 can purchase this product. Cover for illness is not available for those aged 75 years or over