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Multi-Trip Annual Plan

Annual Multi-Trip Plan

Travel confidently with comprehensive cover.
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Comprehensive coverage for 365 days

Travel insurance made to work for your needs without confusing, hard-to-understand coverage.

Trip Cancellation

Cancellation cover applies if You have booked a Trip to take place within the Period of Insurance, but You are forced to cancel Your travel plans because of changes in circumstances, which is beyond Your control, and of which You were unaware at the time You booked the Trip.

Covers up to £2000 per person per trip.

We will reimburse up to the amount shown in the Schedule of Benefits for financial loss You suffer, being non-refundable deposits and amounts You have paid for travel and accommodation You do not use because of Your inability to commence travel or complete the Trip due to unforeseen circumstances, including illness, injury, or death. Covers up to £2000 per person per trip

Curtailment cover applies if You are forced to cut short a Trip You have commenced, and return to Your Home Country, because of one of the following changes in circumstances being beyond Your control and of which You were unaware at the time You booked the Trip.Curtailment claims will be calculated from the date You return to Your Home Country.

Provides £2,000 of coverage per policy which can cover you for the cost of extra transportation to rejoin the trip, additional local expenses, and the cost of missed arrangements. Limitations apply.

Baggage and Personal Effects

Up to £2000 per policy for reimbursement of lost, stolen, or damaged luggage, sporting equipment and personal effects. £100 excess applies.

Any claim relating to Baggage delayed at any other time during Your Trip or on Your return journey to Your Home Country will not be covered in this policy.

Travel Medical Expense

Up to £10,000,000 per policy for the costs to treat medical emergencies, including COVID-19, during your trips. £100 excess applies.

We will pay up to the amount shown in the Schedule of Benefits (for the cover level as shown on Your Policy Certificate) for each Insured Person for the costs of providing necessary temporary treatment for the immediate relief of pain or discomfort, and/or emergency repairs to dentures and orthodontic appliances carried out solely to alleviate distress in eating.

GBP 25 per day, maximum GBP 100

Up to the value highlighted in the benefit section emergency medical expenses includes transporting you to the nearest adequate medical facility, or home, in the event of a medical emergency during a covered trip.

Robin Assist

Robin Assist is our travel emergency assistance team, worldwide, available 24/7, providing optional services any time you need it. To learn more please click here.

Whether you’re skiing, scuba diving or mountain climbing, battleface is there for you. Additional premium applies. See policy for full details.

Any claims arising directly or indirectly as a result of any Pre-existing Medical Conditions will not be covered.  

Any Medical Condition that, within the last 12 months, required any:

  1. surgery, inpatient or outpatient treatment, referrals or investigations of any sort.This includes being on any waiting list, taking any prescription medication, tablets or required medical treatment (This will not apply to common colds, flu or contraceptive medication);
  2. medical advice or treatment for any respiratory condition relating to the lungs or breathing;
  3. medical advice or treatment for any heart, stroke or diabetic condition.

battleface covers losses due to COVID-19. Restrictions apply. View our COVID-19 statement for more details.

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FAQ

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Multi-Trip Annual

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What’s the difference between the Single-Trip and the Multi-Trip Annual Plan?

battleface single-trip travel medical policies provide cover for a single trip and can be purchased up to 365 days in advance. Some of the benefit limits are adjustable and you can add optional extras such as Sports and Activities cover.

The Annual Multi-Trip Travel Medical policy is a comparable package of benefits but is best suited for those who love to travel spontaneously, or take multiple trips per year.

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Can I pick a future date on which to start my plan?

You may select a start date for your plan up to 180 days into the future.

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How many trips per year am I covered for?

There is no limit to the number of trips you can take each 365-day period. Note that the benefit limits shown within the policy document are per annual plan, not per trip . The maximum covered length for any one trip is set as standard to 31 days, but you can upgrade this limit to 62 or 92 days.

 

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Do I need to notify battleface when I go on a trip?

There’s no need to notify us! Go ahead and plan your trip, knowing that your battleface plan is valid the entire 12 months.

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Is the Multi-Trip Annual plan valid for travel anywhere in the world?

Pretty much! There are a few countries and regions where we can’t offer cover. These are detailed on your policy document and insurance certificate.

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What is a Pre-Existing Medical Condition, and can I get coverage for it on the Multi-Trip Annual Plan?

A Pre-exiting Medical Condition is any Medical Condition that, within the last 12 months, required any:

  1. surgery, inpatient or outpatient treatment, referrals or investigations of any sort. This includes being on any waiting list, taking any prescription medication, tablets or required medical treatment (This will not apply to common colds, flu or contraceptive medication);
  2. medical advice or treatment for any respiratory condition relating to the lungs or breathing;
  3. medical advice or treatment for any heart, stroke or diabetic condition.

If you, a family member, or a traveling companion have a pre-existing medical condition you need to be aware that many travel medical insurance policies exclude any losses resulting from that condition. If you have to cancel or interrupt your trip due to that condition, or if you become ill with that condition while traveling, you will not be covered.

 

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How do I know which entry requirements apply to particular countries? Copy

Use our handy Travel Tool to easily find entry regulations and COVID-19 travel requirements for your next destination.

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Who is the Annual Multi-Trip Travel Medical policy best suited for?

It’s the perfect, budget-friendly plan for people who like to travel frequently or spontaneously. The Multi-Trip Annual Plan offers you a full range of benefits, including:

  • A comprehensive range of benefits
  • COVID-19 medical and cancellation cover
  • Available coverage for Pre-Existing Medical Conditions
  • Optional Sports & Activities cover
  • 24/7 Worldwide Travel Assistance
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I notice that the maximum Trip Cancellation limit for the Multi-Trip Annual plan is £2,000. Is that per-trip, or for the entire year?

The limits shown for the Multi-Trip Annual plan are the aggregate maximum limits for the plan year. Cancellation limit is based on per person per trip.

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What if I think I might be taking one or more trips with a value greater than £2,000?

We would encourage you to purchase a single-trip plan, instead of the Multi-Trip Annual plan, to ensure you have sufficient coverage in the event you need to cancel or interrupt your trip.

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Can I purchase both a Multi-Trip Annual plan and a Single-trip plan to cover the same trip?

We don’t recommend it. It’s more cost-effective for you to select one plan or the other. In the event of a claim, only the policy with the highest benefit limits would apply.

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FRAUD WARNING STATEMENT

FOR RESIDENTS OF ALL STATES OTHER THAN THOSE LISTED BELOW: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

ALASKA: A person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law.

ARIZONA: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties.

CALIFORNIA: For your protection California law requires the following to appear on this form: Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

COLORADO:  It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.

DELAWARE: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

FLORIDA:  Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

IDAHO: Any person who knowingly, and with intent to defraud or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony.

INDIANA: A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.

KANSAS: A “fraudulent insurance act” means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication or statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.

KENTUCKY: 

Application: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Claim Form: Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

MAINE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

MARYLAND:  Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

MINNESOTA:  A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

NEW HAMPSHIRE: Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20.

NEW JERSEY:

Application: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

Claim Form: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.

PENNSYLVANIA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NEW MEXICO: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

OHIO: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

OKLAHOMA: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

OREGON: IMPORTANT NOTE: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison.

TENNESSEE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefit.

TEXAS: Any person who knowingly presents a false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

VIRGINIA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits. 

WASHINGTON: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

NEW YORK*:  Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.