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Multi-Trip Travel Insurance Plan

Annual
Multi-Trip Travel Insurance

Travel confidently year-round with comprehensive multi-trip cover from battleface.
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One year. One policy. Non-stop travel.

Our annual multi-trip travel policy is designed for globetrotters and keen travellers who are always planning their next trip, and need comprehensive coverage to protect them and their belongings.

If you’re tired of sorting last-minute holiday insurance every time you travel, then don’t. Take out one multi-trip travel insurance policy to last you the whole year instead.

With simple, jargon-free coverage that’s easy to understand, and even easier to set up, battleface makes sorting travel insurance seem less of a battle for all jet-setters.

GET COVERED FOR A YEAR

Our annual multi-trip cover at a glance…

  • Unlimited holiday or trip coverage within a 365-day period
  • Trip duration coverage for up to 31 days (extendable to 62 or 92 days)
  • Trip cancellation limit up to £5000 per trip
  • Worldwide assistance, 24/7.

What’s included in our annual multi-trip travel insurance?

Our multi-trip holiday insurance covers everything from emergency evacuation and baggage delay, to hospital room and board and trip cancellation. For the full list of what you’re covered for, see below.

If your carefully crafted itinerary goes awry, we’ve got you covered. Missed flight? Trip cancelled? Rest assured, battleface’s multi-trip travel insurance can get things back on track.

Cancellation cover applies if you have booked a trip to take place within the period of insurance, but you are forced to cancel your travel plans because of changes in circumstances beyond your control and of which you were unaware at the time you booked the trip.

Covers up to £5000 per person per trip.

Curtailment cover applies if you are forced to cut short a trip due to accident or illness.

Curtailment claims will be calculated from the date you return to your home country.

Provides up to £5,000 of coverage per policy, which can cover you for the cost of extra transportation to rejoin the trip, additional local expenses, and the cost of missed arrangements. Limitations apply.

Our cover takes care of you and your belongings, making sure that your possessions are protected against theft or damage while you travel.

Up to £5000 per policy for reimbursement of lost, stolen, or damaged luggage, sporting equipment and personal effects. £100 excess applies.

Any claim relating to baggage delayed at any other time during your trip or on your return journey to your home country will not be covered in this policy.

If your health takes a hit while you’re on holiday, our annual multi-trip travel insurance will cover you for the emergency care you need to get back on your feet. No hassle, no stress.

Up to £10,000,000 per policy for the costs to treat medical emergencies, including COVID-19, during your trips. £100 excess applies.

We’ll cover costs up to the amount in the Schedule of Benefits for urgent dental treatment or emergency repairs to dentures or orthodontics to relieve pain or help with eating.

Up to the value highlighted in the benefit section, emergency medical expenses include transporting you to the nearest adequate medical facility or home in the event of a medical emergency during a covered trip.

If you require a hospital room, we’ll cover you up to £25 per day (maximum GBP £100).

Robin Assist is our travel emergency assistance team, worldwide, available 24/7, providing optional services any time you need it. To learn more, please click here.

Optional winter sports cover

Optional cover is available for piste closures, avalanches, weather delay, ski equipment and loss of ski pack. Additional premium applies. See policy for full details.

Any medical condition that, within the last 12 months, required any:

  1. Surgery, inpatient or outpatient treatment, referrals or investigations of any sort. This includes being on any waiting list, taking any prescription medication, tablets or required medical treatment (This will not apply to common colds, flu or contraceptive medication);
  2. Medical advice or treatment for any respiratory condition relating to the lungs or breathing.

Medical advice or treatment for any heart, stroke or diabetic condition.

Here at battleface, we cover cancellation due to COVID-19. Restrictions apply. View our full T&Cs for more details.

Who is annual multi-trip insurance for?

Our multi-trip holiday insurance is the perfect, budget-friendly plan for people who like to travel frequently or spontaneously. The annual multi-trip travel policy is ideal for regular travellers looking for:

  • A comprehensive range of benefits
  • Optional sports & activities cover
  • 24/7 worldwide travel assistance.
GET COVERED FOR YOUR TRIPS

The benefits of annual multi-trip travel insurance

Join the host of travellers saving time and money each month with battleface’s annual multi-trip travel insurance.

  • Cost-effective. If you travel frequently, purchasing a yearly multi-trip policy is much more economical than buying single-trip cover every time.
  • Time-smart. Spend more time packing your suitcase and less time reading T&C’s, with only one policy renewal per year.
  • Hello spontaneity! With year-round coverage, it’s never been easier to embark on a spontaneous weekend away.
  • Peace of mind. Why waste energy worrying about your connections and baggage? It’s all covered. Focus on what matters: securing your spot on the sun loungers and getting a good tan.

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FAQ

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Multi-Trip Annual

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What’s the difference between the Single-Trip and the Annual Multi-Trip Travel Medical Policy?

Our single-trip travel policy provides cover for a single trip, and can be purchased up to 365 days in advance. With single-trip cover, some benefit limits are adjustable, and you can add optional extras such as sports and activities cover. Our annual multi-trip travel policy, on the other hand, is best suited for those who love to travel spontaneously or take multiple trips per year.

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Can I pick a future date on which to start my multi-trip plan?

You may select a start date for your plan up to 180 days in the future.

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How many trips per year am I covered for?

There is no limit to the number of trips you can take in each 365-day period. The maximum covered length for any one trip is set as standard to 31 days, but you can upgrade this limit to 62 or 92 days.

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Do I need to notify battleface when I go on a trip?

There’s no need to notify us! Go ahead and plan your trip, knowing that your battleface plan is valid the entire 12 months.

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Is the annual multi-trip travel policy valid for travel anywhere in the world?

There are a few countries and regions where we can’t offer cover. These are detailed on your policy document and insurance certificate.

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What is a pre-existing medical condition, and can I get coverage for it on the annual multi-trip travel policy?

A pre-existing medical condition is any medical condition that, within the last 12 months, required any:

  1. Surgery, inpatient or outpatient treatment, referrals or investigations of any sort. This includes being on any waiting list, taking any prescription medication, tablets or required medical treatment (This will not apply to common colds, flu or contraceptive medication).
  2. Medical advice or treatment for any respiratory condition relating to the lungs or breathing.
  3. Medical advice or treatment for any heart, stroke or diabetic condition.

At battleface, we do not provide cover for any claim arising directly or indirectly from a known pre-existing medical condition.

This exclusion cannot be removed from the policy. If you or someone you are travelling with requires cover for a condition which falls within the exclusion above, you may be able to find alternative insurance from the Money Advice Service travel directory or by calling 0800 138 7777.

All firms on the directory are authorised and regulated by the FCA. Please be aware that benefits and limits will vary and some providers may not offer cover in destinations carrying a government travel or FCDO warning .

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Who is the Annual Multi-Trip Travel Medical policy best suited for?

It’s the perfect, budget-friendly plan for people who like to travel frequently or spontaneously. The Annual Multi-Trip Travel Medical Policy offers you a full range of benefits, including:

  • A comprehensive range of benefits
  • COVID-19 medical and cancellation cover
  • Available coverage for Pre-Existing Medical Conditions
  • Optional Sports & Activities cover
  • 24/7 Worldwide Travel Assistance
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Is the £5,000 maximum trip cancellation limit for the annual multi-trip travel medical policy per trip or for the entire year?

Cancellation cover is set to a standard £2,000 but can be increased to £5,000 if you require this. Additional premium applies. The cancellation limit applies per trip rather than per year.

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What if I think I might be taking one or more trips with a value greater than £5,000?

If you think you might be taking a trip with a value of £5,000 or more, we encourage you to purchase a single-trip plan, instead of the annual multi-trip travel medical policy, to ensure you have sufficient coverage in the event you need to cancel or interrupt your trip.

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Can I purchase both a Annual Multi-Trip Travel Medical Policy and a Single-trip plan to cover the same trip?

It’s more cost-effective for you to select one plan or the other. In the event of a claim, only the policy with the highest benefit limits would apply.

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Important Note: battleface Insurance Services Ltd. is authorised and regulated by the Financial Conduct Authority in the UK (registration number 774757 ). Their registered address is Suite 102, 80 Churchill Square, Kings Hill, West Malling, Kent, ME19 4YU, UK. battleface insurance product is placed with certain underwriters at Lloyd’s of London.
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FRAUD WARNING STATEMENT

FOR RESIDENTS OF ALL STATES OTHER THAN THOSE LISTED BELOW: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

ALASKA: A person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law.

ARIZONA: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties.

CALIFORNIA: For your protection California law requires the following to appear on this form: Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

COLORADO:  It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.

DELAWARE: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

FLORIDA:  Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

IDAHO: Any person who knowingly, and with intent to defraud or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony.

INDIANA: A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.

KANSAS: A “fraudulent insurance act” means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication or statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.

KENTUCKY: 

Application: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Claim Form: Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

MAINE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

MARYLAND:  Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

MINNESOTA:  A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

NEW HAMPSHIRE: Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20.

NEW JERSEY:

Application: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

Claim Form: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.

PENNSYLVANIA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NEW MEXICO: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

OHIO: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

OKLAHOMA: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

OREGON: IMPORTANT NOTE: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison.

TENNESSEE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefit.

TEXAS: Any person who knowingly presents a false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

VIRGINIA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits. 

WASHINGTON: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

NEW YORK*:  Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.