Important Notices

battleface notices regarding products, benefits and services. Please connect with our team if any questions: [email protected]

Spinnaker Insurance Company Position Statement – Mauna Loa Volcanic Eruption

Mauna Loa, located on the Big Island of Hawai’i, began erupting on November 27, 2022 at 11:30pm. This volcanic eruption is now a foreseen event. In order for travel insurance coverage to be available, a policy must have been purchased before November 27th. Since this event is no longer unforeseen, policies issued on or after … Read more

Spinnaker Insurance Company Position Statement – Subtropical Storm Nicole

November 7, 2022 NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Subtropical Storm Nicole located in the Atlantic Ocean as of 8:00 AM EST Monday, November 7, 2022. As of this time, this is no longer considered an unforeseen event. In order for travel insurance coverage to be available, a … Read more

Spinnaker Insurance Company Position Statement Delta Airlines Strike

Issued: November 1, 2022 On November 1, 2022 Delta Airlines pilots have voted to authorize a strike if negotiators cannot reach agreement on a new employment contract. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before November 1, 2022. Since … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Lisa

Issued: October 31, 2022 Tropical Storm Lisa formed at 11am est on Monday, October 31, 2022. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or beforeOctober 31, 2022. Since this event is no longer unforeseen, policies issued on or after October … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Karl

NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Tropical Storm Karl located in the Gulf of Mexico as of 5:00 PM EDT Tuesday October 11, 2022. As of this time, this is no longer considered an unforeseen event. In order for travel insurance coverage to be available, a policy must … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Julia

NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Tropical Storm Julia located in the Atlantic Ocean as of 11:00 AM EDT Friday October 7, 2022. As of this time, this is no longer considered an unforeseen event. In order for travel insurance coverage to be available, a policy must have … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Ian

Tropical Depression Nine became Tropical Storm Ian on Tuesday, September 23, 2022. This is now a known event.

Spinnaker Insurance Company Position Statement Mexico Earthquake

A powerful magnitude 7.6 earthquake struck the Pacific Region of Mexico on September 19,2022. This earthquake and resulting tsunamis are now a foreseen event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 19th. Since this event is no longer unforeseen, policies issued on or … Read more

Spinnaker Insurance Company Position Statement French Air Controllers Strike

Air controllers across France are scheduled to strike on Friday, September 16, 2022. The French Air Controllers Strike is now a foreseen event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 15th. Since this event is no longer unforeseen, policies issued on or after … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Fiona

Tropical Depression Seven became Tropical Storm Fiona on Wednesday, September 14, 2022 at 9:45pm AST and tropical storm watches and warnings have been issued. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or beforeSeptember 14, 2022. Since this event is no … Read more

Spinnaker Insurance Company Position Statement Railorad Strike

10 out of 12 United States Railroad Unions have announce a strike on Friday, September 16th if contract negotiations fall through. This strike includes some passenger Amtrak routes as well as freight lines. A US rail strike is now a foreseen event. In order for travel insurance coverage to be available, a policy must have … Read more

Spinnaker Insurance Company Position Statement Hurricane Kay

Tropical storm watches and warnings were issued by NOAA for Hurricane Kay, on Sunday, September 4, 2022, and it is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 4, 2022. Since this event is no longer unforeseen, policies issued on … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Earl

NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Tropical Storm Earl located in the Atlantic Ocean as of 11:00 AM EDT Monday September 5, 2022. As of this time, this is no longer considered an unforeseen event. In order for travel insurance coverage to be available, a policy must have … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Danielle

NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Tropical Storm Danielle located in the Atlantic Ocean as of 11:00 AM EDT Thursday September 1, 2022. As of this time, this is no longer considered an unforeseen event. In order for travel insurance coverage to be available, a policy must have … Read more

SPINNAKER INSURANCE COMPANY POSITION STATEMENT AHA! AIRLINES AND EXPRESSJET BANKRUPTCY

Aha! Airlines and ExpressJet have filed for Chapter 11 bankruptcy and ceased operations on Tuesday, August 23rd, 2022. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 23rd,  2022. Since this event is no longer unforeseen, policies issued on … Read more

Spinnaker Insurance Company Position Statement – SAS Airlines bankruptcy

SAS Airlines filed for bankruptcy on July 5, 2022. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before July 5, 2022. Since this event is no longer unforeseen, policies issued on or after July 5, 2022 will not cover this … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Colin

Tropical Storm watches and warnings have been issued for Tropical Storm Colin, on July 2, 2022, and is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before July 2, 2022. Since this event is no longer unforeseen, policies issued on or after … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Bonnie

Tropical Storm watches and warnings have been issued for Cyclone Event 2, soon to be Tropical Storm Bonnie, on June 30, 2022, and is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before June 30, 2022. Since this event is no longer … Read more

SPINNAKER INSURANCE COMPANY POSITION STATEMENT RUSSIAN INVASION OF UKRAINE

On February 23, 2022, Russia invaded Ukraine. Spinnaker travel insurance policies exclude coverage for war (whether declared or not) or acts of war. The US Department of State has also issued a Do not travel advisory to Russia due to ongoing tension along the border with Ukraine, the potential for harassment against U.S. citizens, the … Read more

Spinnaker Insurance Company Position Statement – Hurricane Sam

Tropical Storm Sam became Hurricane Sam overnight on September 23, 2021, and is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 23, 2021. Since this event is no longer unforeseen, policies issued on or after September 23, 2021 will not … Read more

Spinnaker Insurance Company Position Statement – Hurricane Nicholas

The National Weather Service has issued a hurricane watch for Hurricane Larry, and therefore became a known event as of September 12, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 12, 2021. Since this event is no longer unforeseen, policies issued on or … Read more

Spinnaker Insurance Company Position Statement Hurricane Larry

The National Weather Service has issued a hurricane watch for Hurricane Larry, and therefore became a known event as of September 1, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 1, 2021. Since this event is no longer unforeseen, policies issued on or … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Mindy

The National Weather Service has issued a tropical storm watch for Tropical Depression Mindy, and therefore became a known event as of September 8, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 8, 2021. Since this event is no longer unforeseen, policies issued … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Olaf

The National Weather Service has issued a hurricane watch for Tropical Storm Olaf, and therefore became a known event as of September 8, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 8, 2021. Since this event is no longer unforeseen, policies issued on … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Nora

The National Weather Service has issued a hurricane watch for Tropical Storm Nora, and therefore became a known event as of August 26, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 26, 2021. Since this event is no longer unforeseen, policies issued on … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Ida

The National Weather Service has issued a hurricane watch for Tropical Storm IDA, and therefore became a known event as of August 26, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 26, 2021. Since this event is no longer unforeseen, policies issued on … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Henri

The National Weather Service has issued a tropical storm warning for Tropical Storm Henri, and therefore became a known event as of August 16, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 16, 2021. Since this event is no longer unforeseen, policies issued … Read more

Spinnaker Insurance Company Position Statement Afghanistan

The US State Department has issued a Do Not Travel Advisory for Afghanistan. Travel to all areas of Afghanistan is unsafe because of critical levels of kidnappings, hostage taking, suicide bombings, widespread military combat operations, landmines, and terrorist and insurgent attacks, including attacks using vehicle-borne, magnetic, or other improvised explosive devices (IEDs), suicide vests, and … Read more

Spinnaker Insurance Company Position Statement Haiti Earthquake

The Haitian Government has issued a national disaster alert prompted by 7.2 magnitude earthquake that took place in Haiti on August 14, 2021 and therefore the earthquake became a known event as of August 14, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Grace

The National Weather Service has issued a tropical storm warning for Tropical Storm Grace, and therefore became a known event as of August 14, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 14, 2021. Since this event is no longer unforeseen, policies issued … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Fred

The National Weather Service has issued a tropical storm warning for Tropical Storm Fred, and therefore became a known event as of August 11, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 11, 2021. Since this event is no longer unforeseen, policies issued … Read more

Spinnaker Insurance Company Position Statement Tropical Storm Felicia

The National Weather Service has issued a tropical storm warning for Tropical Storm Felicia, and therefore became a known event as of July 14, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before July 14, 2021.Since this event is no longer unforeseen, policies issued on … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Elsa

The National Weather Service has issued a tropical storm warning for Tropical Storm Elsa, and therefore became a known event as of 11:00 AM EDT on July 1, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before 11:00AM EDT on July 1, 2021. Since this … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Danny

The National Weather Service has issued a tropical storm warning for Tropical Depression 4 also known as Tropical Storm Danny and therefore became a known event as of 11:00 AM EDT on June 28, 2021.  In order for travel insurance coverage to be available, a policy must have been purchased on or before 11:00 AM EDT … Read more

Spinnaker Insurance Company Position Statement- La Soufrière Volcano

The St. Vincent and the Grenadines National Emergency Management Organization has issued a disaster alert prompted by the imminent eruption of the La Soufrière Volcano and therefore became a known event as of April 9, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before April … Read more

COVID–19 Update

The disease COVID-19, caused by the novel coronavirus, was declared a pandemic by the World Health Organization on March 11, 2020. As such, COVID-19 is deemed a foreseeable event for plans purchased on or after March 11, 2020. In general, claims made due to known, foreseeable, or expected events, including pandemics/epidemics, government prohibitions, warnings, travel advisories or … Read more

Spinnaker Insurance Company Position Statement – Hurricane Eta

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Hurricane Eta located in the Western Caribbean Sea as of 4:00 AM Monday November 2, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover losses associated with this event. … Read more

Spinnaker Insurance Company Position Statement – Vienna Terrorist Attack

The US State Department issued a statement at 11:47 pm EST on 2 November 2020 declaring the attack in Vienna, Austria, as an act of terrorism. This declaration triggers coverage under Spinnaker Insurance travel insurance policies that provide terrorism coverage. If you are traveling within a 50-mile radius of Vienna in the next 30 days, … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Zeta

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Storm Zeta located in the Western Caribbean Sea as of 5:00AM Monday October 26, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover losses associated with this event. … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Delta

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Storm Delta located in the Western Caribbean Sea as of 5:00 AM Monday October 5, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover losses associated with this … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Sally

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Storm Sally located in the Gulf of Mexico as of 9:00 AM Saturday September 12, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover this event. Increase of … Read more

Spinnaker Insurance Company Position Statement – Tropical Storm Nana

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Storm Nana located in the Western Caribbean Sea as of 9:00 AM Wednesday September 2, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover this event. Increase of … Read more

Spinnaker Insurance Company Position Statement – Tropical Depression 14 (Marco)

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Depression 14 (Marco) located in the Northwest Caribbean Sea as of 11:00 AM Friday August 21, 2020. As of this time, this is no longer considered an unforeseen event.

Spinnaker Insurance Company Position Statement – Tropical Storm Laura

The NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Tropical Storm Laura located in the Southwest Atlantic Ocean as of 11:00 AM Friday August 21, 2020. As of this time, this is no longer considered an unforeseen event.

Spinnaker Insurance Company Position Statement – Hurricane Isaias

The NOAA (National Oceanic and Atmospheric Administration) has issued a hurricane watch for Hurricane Isaias located in the Southwest Atlantic Ocean as of 3:00 AM Wednesday July 29, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover this event. Insurancease of trip cost … Read more

COVID–19

The coronavirus known as COVID-19 was declared a pandemic by the World Health Organization. Our plans do not provide coverage for losses due to or as a result of COVID-19, including trip cancellation, trip interruption, trip delay, medical expenses, or emergency medical transportation. This includes claims for illness due to COVID-19, quarantine, travel arrangements cancelled … Read more