Issued: September 27, 2023 Tropical Storm Philippe formed on Saturday, September 23, 2023. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 23, 2023. Since this event is no longer unforeseen, policies issued after September 23, 2023 will not … Read more

Issued: September 22, 2023 Tropical Cyclone 16/Tropical Storm Ophelia formed on Wednesday, September 21, 2023. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 21, 2023. Since this event is no longer unforeseen, policies issued after September 21, 2023 … Read more

Issued: September 6, 2023 Tropical Storm Lee formed on Tuesday, September 5, 2023. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 5, 2023. Since this event is no longer unforeseen, policies issued after September 5, 2023 will not … Read more

Issued: August 28, 2023 Tropical Storm Idalia formed on Sunday, August 27, 2023. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 27, 2023. Since this event is no longer unforeseen, policies issued after August 27, 2023 will not … Read more

Issued: August 22, 2023 Tropical Storm Harold formed on Tuesday, August 22, 2023. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 22, 2023. Since this event is no longer unforeseen, policies issued after August 22, 2023 will not … Read more

Issued August 21, 2023 Tropical Storm Franklin formed on Saturday, August 20, 2023. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 20, 2023. Since this event is no longer unforeseen, policies issued after August 20, 2023 will not … Read more

Issued August 17, 2023 Tropical Storm Hilary, which formed on August 16, 2023, has been upgraded to Hurricane Hilary as of August 17. It is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased before August 16, 2023. Since this event is no longer unforeseen, … Read more

Issued: August 9, 2023 Hurricane Dora formed on Tuesday, August 1, 2023. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 1, 2023. Since this event is no longer unforeseen, policies issued after August 1, 2023 will not cover … Read more

Issued: July 26, 2023 On July 26, 2023, news media outlets are reporting an attempted coup in Niger. Since this event is no longer unforeseen, policies issued on or after July 26, 2023 will not provide coverage due to the Niger coup attempt.

Issued: June 20, 2023 Tropical Storm watches and warnings have been issued for Tropical Storm Bret on June 20, 2023. It is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased before June 20, 2023. Since this event is no longer unforeseen, policies issued on … Read more

Issued: May 19, 2023 On May 15, 2023 the union representing WestJet Group pilots filed a 72-hour strike notice to WestJet management and the Canadian federal government. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before May 14, 2023. Since … Read more

On May 1, 2023 American Airlines pilots voted to authorize a strike. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before May 1, 2023. Since this event is no longer unforeseen, policies issued on or after May 2, 2023 will … Read more

On April 18, 2023, Southwest Airlines grounded all flights nationwide due to a technical glitch. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before April 17, 2023. Since this event is no longer unforeseen, policies issued on or after April … Read more

March 28, 2023 Spinnaker Insurance Company Position Statement – Strikes and Civil Disorder In France Affecting TransportationThere have been a number of protests and demonstrations, some violent, throughout France since March 24. The protests have also been accompanied by strikes affecting transportation services. Since these events are no longer unforeseen, policies issued on or after … Read more

Aeromar has ceased operations on February 16, 2023. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased before February 16, 2023. Since this event is no longer unforeseen, policies issued on or after February 16, 2023 will not cover this event. Please note: … Read more

A 7.8 magnitude earthquake has hit southeast Turkey and northern Syria early on Monday, February 6, 2023. In order for travel insurance coverage to be available, a policy must have been purchased before February 6, 2023. Since this event is no longer unforeseen, policies issued on or after February 6, 2023 will not cover this … Read more

Following the ouster of Peruvian President Castillo on December 7, 2022, widespread civil disorder has been occurring in Peru. Since this event is no longer unforeseen, policies issued on or after December 10, 2022 will not cover cancellations, interruptions or travel delays due to civil disorder or riots.

Mauna Loa, located on the Big Island of Hawai’i, began erupting on November 27, 2022 at 11:30pm. This volcanic eruption is now a foreseen event. In order for travel insurance coverage to be available, a policy must have been purchased before November 27th. Since this event is no longer unforeseen, policies issued on or after … Read more

November 7, 2022 NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Subtropical Storm Nicole located in the Atlantic Ocean as of 8:00 AM EST Monday, November 7, 2022. As of this time, this is no longer considered an unforeseen event. In order for travel insurance coverage to be available, a … Read more

Issued: November 1, 2022 On November 1, 2022 Delta Airlines pilots have voted to authorize a strike if negotiators cannot reach agreement on a new employment contract. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before November 1, 2022. Since … Read more

Issued: October 31, 2022 Tropical Storm Lisa formed at 11am est on Monday, October 31, 2022. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or beforeOctober 31, 2022. Since this event is no longer unforeseen, policies issued on or after October … Read more

NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Tropical Storm Karl located in the Gulf of Mexico as of 5:00 PM EDT Tuesday October 11, 2022. As of this time, this is no longer considered an unforeseen event. In order for travel insurance coverage to be available, a policy must … Read more

NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Tropical Storm Julia located in the Atlantic Ocean as of 11:00 AM EDT Friday October 7, 2022. As of this time, this is no longer considered an unforeseen event. In order for travel insurance coverage to be available, a policy must have … Read more

Tropical Depression Nine became Tropical Storm Ian on Tuesday, September 23, 2022. This is now a known event.

A powerful magnitude 7.6 earthquake struck the Pacific Region of Mexico on September 19,2022. This earthquake and resulting tsunamis are now a foreseen event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 19th. Since this event is no longer unforeseen, policies issued on or … Read more

Air controllers across France are scheduled to strike on Friday, September 16, 2022. The French Air Controllers Strike is now a foreseen event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 15th. Since this event is no longer unforeseen, policies issued on or after … Read more

Tropical Depression Seven became Tropical Storm Fiona on Wednesday, September 14, 2022 at 9:45pm AST and tropical storm watches and warnings have been issued. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or beforeSeptember 14, 2022. Since this event is no … Read more

10 out of 12 United States Railroad Unions have announce a strike on Friday, September 16th if contract negotiations fall through. This strike includes some passenger Amtrak routes as well as freight lines. A US rail strike is now a foreseen event. In order for travel insurance coverage to be available, a policy must have … Read more

Tropical storm watches and warnings were issued by NOAA for Hurricane Kay, on Sunday, September 4, 2022, and it is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 4, 2022. Since this event is no longer unforeseen, policies issued on … Read more

NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Tropical Storm Earl located in the Atlantic Ocean as of 11:00 AM EDT Monday September 5, 2022. As of this time, this is no longer considered an unforeseen event. In order for travel insurance coverage to be available, a policy must have … Read more

NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Tropical Storm Danielle located in the Atlantic Ocean as of 11:00 AM EDT Thursday September 1, 2022. As of this time, this is no longer considered an unforeseen event. In order for travel insurance coverage to be available, a policy must have … Read more

Aha! Airlines and ExpressJet have filed for Chapter 11 bankruptcy and ceased operations on Tuesday, August 23rd, 2022. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 23rd,  2022. Since this event is no longer unforeseen, policies issued on … Read more

SAS Airlines filed for bankruptcy on July 5, 2022. This is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before July 5, 2022. Since this event is no longer unforeseen, policies issued on or after July 5, 2022 will not cover this … Read more

Tropical Storm watches and warnings have been issued for Tropical Storm Colin, on July 2, 2022, and is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before July 2, 2022. Since this event is no longer unforeseen, policies issued on or after … Read more

Tropical Storm watches and warnings have been issued for Cyclone Event 2, soon to be Tropical Storm Bonnie, on June 30, 2022, and is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before June 30, 2022. Since this event is no longer … Read more

On February 23, 2022, Russia invaded Ukraine. Spinnaker travel insurance policies exclude coverage for war (whether declared or not) or acts of war. The US Department of State has also issued a Do not travel advisory to Russia due to ongoing tension along the border with Ukraine, the potential for harassment against U.S. citizens, the … Read more

Tropical Storm Sam became Hurricane Sam overnight on September 23, 2021, and is now a known event. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 23, 2021. Since this event is no longer unforeseen, policies issued on or after September 23, 2021 will not … Read more

The National Weather Service has issued a hurricane watch for Hurricane Larry, and therefore became a known event as of September 12, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 12, 2021. Since this event is no longer unforeseen, policies issued on or … Read more

The National Weather Service has issued a hurricane watch for Hurricane Larry, and therefore became a known event as of September 1, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 1, 2021. Since this event is no longer unforeseen, policies issued on or … Read more

The National Weather Service has issued a tropical storm watch for Tropical Depression Mindy, and therefore became a known event as of September 8, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 8, 2021. Since this event is no longer unforeseen, policies issued … Read more

The National Weather Service has issued a hurricane watch for Tropical Storm Olaf, and therefore became a known event as of September 8, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before September 8, 2021. Since this event is no longer unforeseen, policies issued on … Read more

The National Weather Service has issued a hurricane watch for Tropical Storm Nora, and therefore became a known event as of August 26, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 26, 2021. Since this event is no longer unforeseen, policies issued on … Read more

The National Weather Service has issued a hurricane watch for Tropical Storm IDA, and therefore became a known event as of August 26, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 26, 2021. Since this event is no longer unforeseen, policies issued on … Read more

The National Weather Service has issued a tropical storm warning for Tropical Storm Henri, and therefore became a known event as of August 16, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 16, 2021. Since this event is no longer unforeseen, policies issued … Read more

The US State Department has issued a Do Not Travel Advisory for Afghanistan. Travel to all areas of Afghanistan is unsafe because of critical levels of kidnappings, hostage taking, suicide bombings, widespread military combat operations, landmines, and terrorist and insurgent attacks, including attacks using vehicle-borne, magnetic, or other improvised explosive devices (IEDs), suicide vests, and … Read more

The Haitian Government has issued a national disaster alert prompted by 7.2 magnitude earthquake that took place in Haiti on August 14, 2021 and therefore the earthquake became a known event as of August 14, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August … Read more

The National Weather Service has issued a tropical storm warning for Tropical Storm Grace, and therefore became a known event as of August 14, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 14, 2021. Since this event is no longer unforeseen, policies issued … Read more

The National Weather Service has issued a tropical storm warning for Tropical Storm Fred, and therefore became a known event as of August 11, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before August 11, 2021. Since this event is no longer unforeseen, policies issued … Read more

The National Weather Service has issued a tropical storm warning for Tropical Storm Felicia, and therefore became a known event as of July 14, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before July 14, 2021.Since this event is no longer unforeseen, policies issued on … Read more

The National Weather Service has issued a tropical storm warning for Tropical Storm Elsa, and therefore became a known event as of 11:00 AM EDT on July 1, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before 11:00AM EDT on July 1, 2021. Since this … Read more

The National Weather Service has issued a tropical storm warning for Tropical Depression 4 also known as Tropical Storm Danny and therefore became a known event as of 11:00 AM EDT on June 28, 2021.  In order for travel insurance coverage to be available, a policy must have been purchased on or before 11:00 AM EDT … Read more

The St. Vincent and the Grenadines National Emergency Management Organization has issued a disaster alert prompted by the imminent eruption of the La Soufrière Volcano and therefore became a known event as of April 9, 2021. In order for travel insurance coverage to be available, a policy must have been purchased on or before April … Read more

The disease COVID-19, caused by the novel coronavirus, was declared a pandemic by the World Health Organization on March 11, 2020. As such, COVID-19 is deemed a foreseeable event for plans purchased on or after March 11, 2020. In general, claims made due to known, foreseeable, or expected events, including pandemics/epidemics, government prohibitions, warnings, travel advisories or … Read more

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Hurricane Eta located in the Western Caribbean Sea as of 4:00 AM Monday November 2, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover losses associated with this event. … Read more

The US State Department issued a statement at 11:47 pm EST on 2 November 2020 declaring the attack in Vienna, Austria, as an act of terrorism. This declaration triggers coverage under Spinnaker Insurance travel insurance policies that provide terrorism coverage. If you are traveling within a 50-mile radius of Vienna in the next 30 days, … Read more

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Storm Zeta located in the Western Caribbean Sea as of 5:00AM Monday October 26, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover losses associated with this event. … Read more

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Storm Delta located in the Western Caribbean Sea as of 5:00 AM Monday October 5, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover losses associated with this … Read more

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Storm Sally located in the Gulf of Mexico as of 9:00 AM Saturday September 12, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover this event. Increase of … Read more

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Storm Nana located in the Western Caribbean Sea as of 9:00 AM Wednesday September 2, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover this event. Increase of … Read more

The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Depression 14 (Marco) located in the Northwest Caribbean Sea as of 11:00 AM Friday August 21, 2020. As of this time, this is no longer considered an unforeseen event.

The NOAA (National Oceanic and Atmospheric Administration) has issued a Tropical Storm watch for Tropical Storm Laura located in the Southwest Atlantic Ocean as of 11:00 AM Friday August 21, 2020. As of this time, this is no longer considered an unforeseen event.

The NOAA (National Oceanic and Atmospheric Administration) has issued a hurricane watch for Hurricane Isaias located in the Southwest Atlantic Ocean as of 3:00 AM Wednesday July 29, 2020. As of this time, this is no longer considered an unforeseen event. Policies purchased on or after this date will not cover this event. Insurancease of trip cost … Read more

The coronavirus known as COVID-19 was declared a pandemic by the World Health Organization. Our plans do not provide coverage for losses due to or as a result of COVID-19, including trip cancellation, trip interruption, trip delay, medical expenses, or emergency medical transportation. This includes claims for illness due to COVID-19, quarantine, travel arrangements cancelled … Read more