Discovery Plan
Insurance

Choose your adventures. Choose your coverage.
Introducing battleface’s Discovery Insurance.

Discover what’s important to you.
Discover a better way.

Forget one-size-fits-nobody insurance products. With battleface, you can customize coverage for every trip, anywhere you want to go. This includes domestic and international destinations and activities: road trips, tours, hiking, vacation rentals and more. The best part? You decide what you need.

Get started here:

Protect Your Trip with
battleface Travel Insurance

Coverages Available:

*not all coverages are available in all states
Travel Protection Benefits Limits
Trip Cancellation 100% of trip cost (up to a maximum of $20,000)
Single Occupancy Up to trip cost
Cancel for Any Reason Up to 75% of trip cost
Up to 50% of trip costs in FL
Trip Interruption 150% of trip cost
Delay Package
Trip Delay
Maximum $200 per day up to $2,500
Missed Connection Maximum of $1,000 per covered trip
Baggage Package – Excess
Baggage and Personal Effects $2,500
$100 Deductible
Baggage Delay $100 per day up to a maximum of $500
Travel Medical Package – Excess
AK, CO, ID, ND, NH – Primary
Travel Medical Expense – Adventure sports included $100,000
$50,000 in NH
$50 Deductible
Emergency Dental $750
Emergency Evacuation and Repatriation of Remains Up to $500,000

Up to $1,000,000 in NH
Accidental Death & Dismemberment $100,000 or
$250,000 or
$500,000
Pet Medical Package
Pet Medical Expense Up to $2,000
$100 Deductible
Pet Return Up to $500
Rental Vehicle Damage – Primary Up to $35,000 per rented vehicle- Primary
$250 Deductible for loss greater than $2,000
Vacation Rental Damage $1,500 or
$3,000 or
$5,000

Good to know

How should I split up the trip cost for multiple people traveling together?

We recommend, as much as possible, that you enter the exact trip cost for each person. This can prevent problems at claim time.

For a family traveling together, you may split the cost evenly among all parties, especially if you are traveling with minor children. Even in that scenario, we’d recommend entering exact trip costs for each family member if possible.

When does my coverage begin and end for Trip Cancellation? How about Trip Interruption?

Trip Cancellation coverage starts at 12:01 AM the day after you purchase your policy and ends the earlier of: when you cancel your trip, or at 11:59 PM the day before your scheduled departure date.  

Trip Interruption coverage begins on the later of: 12:01 AM on your scheduled departure date, or the date and time you start the trip. It ends on the earlier of: your arrival at the return destination, or your scheduled return date.  

What is Cancel For Any Reason?

Cancel For Any Reason provides complete flexibility that truly allows you to cancel for any reason, even one not covered under Trip Cancellation. This benefit is sold as an add-on to your chosen trip cancellation benefit.

The limit of coverage is 75% (or 50% if you reside in FL) of your original trip cost. You can select this option if you meet the following:

  • purchase the policy within 15 days of the deposit date
  • purchase the insurance to cover the entire cost of the trip
  • when using this benefit, the cancelation of the covered trip occurs more than 48 hours from the originally scheduled departure
  • any later arrangement(s) or payment(s) need to be added within 15 days of the date of payments

Cancel For Any Reason coverage may not be available in all states.

To learn more, please visit our article “Cancel For Any Reason Travel Insurance Explained” article here

What should I do if my flight is delayed?

The best answer we can give you is “it depends” — when the delay occurs during your trip, how long the delay is, and why you were delayed. Different coverages could apply, and there may be different covered reasons and time frames for each coverage. We recommend that you document as much as possible. This includes the reason for the delay, such as emails, texts from the airline, and weather alerts, as well as receipts for any expenses incurred. This will help you at claim time. 

Connect with us right away via +1 (855) 998 2928 or email. We can clarify your benefits and help you navigate the situation at hand.

What if my flight is cancelled?

Oftentimes if the cancellation is due to problems with the airline, such as staffing shortages, they are responsible for rebooking you and covering any expenses you incur. If it’s due to something like a hurricane, there could be coverage under Trip Cancellation, Trip Interruption, Trip Delay or even Missed Connection. Your best bet is to document everything and contact our team for guidance. 

 

What should I do if my travel dates or trip cost change?

Contact our team via +1 (855) 998 2928 or email as soon as you know about these changes – we can quickly and easily update your policy.  

How can I check for entry requirements to my destination?

Visit our Travel Tool for the most up-to-date entry requirements for each country. We recommend checking this periodically before your departure to see if there have been any changes.  

 

How does the claim process work, and what can I do to help with the processing of my claim?

Filing a claim starts with completing a claim form. The claim form is a questionnaire meant to help you achieve the following:  

  1. Inform us about the incident that caused your claim 
  2. Specify the financial loss you want reimbursed  
  3. Supply evidence of the incident to support your claim  

Once submitted, your claim is promptly assessed by a claims analyst who determines whether it meets the terms of your policy and communicates the outcome to you. You can find your claim form here. 

“Here’s my situation…will it be covered?”

It’s hard for us to give definitive answers to hypothetical situations because one small detail in the situation can change everything. That said, we’ll do our best to answer your questions, or at least help you understand the policy language and how it might apply to various situations.  

 

 

Can I use battleface for travel within the United States?

Yes, battleface plans cover both domestic and international trips. For domestic travel, you must be traveling at least one hundred (100) miles from your primary residence.

Am I eligible for battleface insurance?

This plan is not available for travelers over age 85. The main applicant must be 18 or older to apply for insurance. A parent or other legal custodian must apply for coverage for a minor under 18. Children under the age of 18 may be covered as additional travelers. If the child is not yet 1 year old, enter ‘0’.