battleface

Single-Trip Discovery Plan

Choose your adventures. Choose your coverage. Introducing battleface’s Discovery Insurance.

Customize your coverage

Forget one-size-fits-nobody insurance products.

With battleface, you can customize coverage for every trip, just about anywhere you want to go. This includes domestic and international destinations and activities: road trips, tours, hiking, vacation rentals and more.

The best part? You decide what you need.
Trip Cancellation Package
  • Trip Cancellation protects the financial investment in your trips in case you must cancel for a covered reason. We suggest insuring the cost of all pre-paid, nonrefundable trip arrangements. Coverage available up to $20,000 per person. Virginia & Washington residents must select the Trip Cancellation Package.
  • Single Occupancy can reimburse up to 100% of the insured trip cost if your traveling companion cancels or interrupts their trip for a covered reason, and you choose to still go but have additional costs.

You must insure your full trip cost, purchase the plan more than 10 days before departure date, purchase within 15 days of initial trip deposit, and cancel more than 48 hours before your scheduled departure date.

*CFAR not available to NY residents.

Maximum trip cost eligible for CFAR is $10,000 per traveling party.

Up to 150% of the Trip Cancellation limit, to reimburse your pre-paid and non-refundable trip cost, plus extra transportation expenses, if you must return home early due to unforeseen circumstances, including illness, injury, or death.

  • Trip Delay reimburses up to $200 per day and $2,500 per policy to provide coverage for the costs of meals, local transportation and accommodations when your trip is unexpectedly delayed for covered reason.
  • Missed Connection provides $1,000 of coverage per policy which can cover you for the cost of extra transportation to rejoin the trip, additional local expenses, and the cost of missed arrangements.
Baggage and Personal Effects

Reimburses up to $2,500 for lost, stolen, or damaged luggage, sporting equipment and personal effects. $100 deductible.

Provides up to $100 per day, to a maximum of $500 per policy to cover the purchase of clothing, toiletries, and other essential items if your luggage is delayed for a specified period of time.

Pet Medical

Reimburses up to $2,000 for necessary veterinarian expenses if your pet becomes sick or injured while traveling with you. $100 deductible.

Provides $500 of coverage if you’re traveling with your pet, and can’t continue due to your sickness or injury, and your pet needs to return home.

Travel Medical Expense

Reimburses to $100,000 ($50,000 for residents of NH) for the costs to treat medical emergencies, including COVID-19, during your trips. $50 deductible applies. Includes coverage for Adventure Activities. Emergency Dental Expense limit is up to $750, with a $0 deductible. Indiana residents must select the Travel Medical Package.

Covers up to $500,000 (up to $1,000,000 in NH) for transporting you to the nearest adequate medical facility, or home, in the event of a medical emergency during a covered trip. Primary coverage, plus includes coverage for Adventure Activities.

Rental Vehicle Damage Primary coverage
Covers up to $35,000 for one rented vehicle per traveling party for theft or damages due to collision, vandalism, windstorm, fire, hail or flood, or any cause beyond your control while in your possession. $250 deductible for loss greater than $2,000.

Reimbursement for the cost to replace damaged personal property assigned to that rental property during a stay. Coverage is provided to all traveling companions occupying the rental property during the covered trip, provided you are listed on the rental agreement. Select your level of coverage: $1,500, $3,000 or $5,000 per reservation.

Robin Assist
Robin Assist is our travel emergency assistance team, worldwide, available 24/7, providing optional services any time you need it. To learn more please click here.

Whether you’re skiing, scuba diving or hiking, battleface is there for you.

You can qualify for a waiver of the Pre-Existing Medical Condition Exclusion if you purchase the policy within 15 days of initial trip payment and insure the full trip cost. See the policy for full details here.
Coverage for death, or loss of eyesight, hearing or limbs resulting from an accident while traveling. Select your level of coverage: $100,000, $250,000 or $500,000 per person.

Protect your travel with battleface

Or start selling with battleface

Every trip is not the same, and every traveler is not the same. The great thing about the our Single-Trip Discovery plan is that it gives you the freedom to fully customize a travel protection plan that’s just right for you. You can select any combination of coverages to suit your own situation. We understand, though, that it can be a bit overwhelming. We’re here to help!

PRE-EXISTING MEDICAL CONDITION

Pre-Existing Medical Condition means an illness, disease, or other condition during the 180 day period immediately prior to the date Your coverage is effective :
  1. received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute, or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or
  2. took or received a prescription for drugs or medicine. Item (2) of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180 day period before coverage is effective under this policy.
  3. required a change in prescribed medication. Change in prescribed medication means the dosage or frequency of a medication has been reduced, increased, stopped and/or new medications have been prescribed due to the worsening of an underlying condition that is being treated with the medication, unless the change is:
    1. between a brand name and a generic medication with comparable dosage; or
    2. an adjustment to insulin or anti-coagulant dosage.
If you, or someone you are traveling with, has a Pre-Existing Medical Condition, you can still buy a policy from us but there is no cover for any claim arising directly or indirectly from that condition.

PRE-EXISTING MEDICAL CONDITION

Any Medical Condition that, within the last 12 months, required any:

  • surgery, inpatient or outpatient treatment, referrals or investigations of any sort. This includes being on any waiting list, taking any prescription medication, tablets or required medical treatment (This will not apply to common colds, flu or contraceptive medication);
  • medical advice or treatment for any respiratory condition relating to the lungs or breathing;
  • medical advice or treatment for any heart, stroke or diabetic condition;

Hypertension or high cholesterol controlled by 1 prescription drug only and where the dosage has not been changed within the last 12 months will not be considered a pre-existing medical condition

Coverages Available:

*not all coverages are available in all states
Travel Protection Benefits Limits
Trip Cancellation 100% of trip cost (up to a maximum of $20,000)
Single Occupancy Up to trip cost
Cancel for Any Reason Up to 75% of trip cost Up to 50% of trip costs in FL(CFAR not available to NY residents)
Trip Interruption 150% of trip cost
Delay Package
Trip Delay
Maximum $200 per day up to $2,500
Missed Connection Maximum of $1,000 per covered trip
Baggage Package – Excess
Baggage and Personal Effects $2,500 $100 Deductible
Baggage Delay $100 per day up to a maximum of $500
Travel Medical Package – Excess AK, CO, ID, ND, NH – Primary
Travel Medical Expense – Adventure sports included $100,000 $50,000 in NH $50 Deductible
Emergency Dental $750
Emergency Evacuation and Repatriation of Remains Up to $500,000
Up to $1,000,000 in NH
Accidental Death & Dismemberment $100,000 or $250,000 or $500,000
Pet Medical Package
Pet Medical Expense Up to $2,000 $100 Deductible
Pet Return Up to $500
Rental Vehicle Damage – Primary Up to $35,000 per rented vehicle- Primary $250 Deductible for loss greater than $2,000
Vacation Rental Damage $1,500 or $3,000 or $5,000

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits Limits
Cancellation and Curtailment 5,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains 10,000,000 (excess 250 or 50)
Hospital Benefit 25 per day, maximum 100
Personal Accident up to 250,000
Baggage Loss or Delay up to 5,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash 500 (excess 250 or 50)
Personal Liability 500,000
Travel Delay 500
Optional Benefits Limits
Business Extension up to 1,000 (excess 100)
Winter Sports (Ski Equipment) up to 750 (excess 50 or 100)

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits Limits
Trip Interruption 2,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains 10,000,000 (excess 250)
Hospital Benefit 25 per day, maximum 100
Personal Accident up to 5,000
Baggage Loss or Delay up to 2,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash 500 (excess 250) *** Limited to 250 in respect of cash
Personal Liability 500,000
Optional Benefits Limits
Business Extension up to 1,000 (excess 100)
Winter Sports (Ski Equipment) up to 750 (excess 50 or 100)
Personal Accident up to 250,000
Baggage up to 10,000

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits Limits
Cancellation up to $20,000
Trip Interruption $1,000
Medical and Emergency Expenses $5,000,000 (deductible $250)
Hospital Benefit $25 per day, maximum $100
Personal Accident up to $50,000
Baggage $2,000 (deductible $250)
Personal Money and Passport, limited to $250 in respect of cash $500 (deductible $250)
Personal Liability $500,000
Optional Benefits Limits
Business Extension up to $1,000 (deductible $100)
Winter Sports (Ski Equipment) up to $750 (deductible $50 or $100)

Travel Medical Insurance

Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.

Benefits Limits
Cancellation and Curtailment 5,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains 10,000,000 (excess 250 or 50)
Hospital Benefit 25 per day, maximum 100
Personal Accident up to 250,000
Baggage Loss or Delay up to 5,000 (excess 250 or 50)
Personal Money and Passport, limited to 250 in respect of cash 500 (excess 250 or 50)
Personal Liability 500,000
Travel Delay 500
Optional Benefits Limits
Business Extension up to 1,000 (excess 100)
Winter Sports (Ski Equipment) up to 750 (excess 50 or 100)