In order to purchase Cancel For Any Reason coverage, and to qualify for the Pre-Existing Medical Conditions Exclusion Waiver, you must purchase your policy within 15 days of your initial trip deposit.

When counting the number of days, the date you first made a reservation or deposit for your trip is considered day zero.  For example, if you made your initial trip deposit on November 1, you have until November 16 to purchase your policy and be eligible to purchase Cancel For Any Reason coverage, or to qualify for the Pre-Existing Medical Conditions Exclusion Waiver.