We don’t recommend it. It’s more cost-effective for you to select one plan or the other. It’s important to evaluate your travel plans for the year before taking an annual policy. If you did not initially anticipate taking a single trip with a value greater than $5,000, you would benefit from also taking a single trip plan to fully protect your trip cost. Please note, in the event of a claim, only one policy (the policy with the highest limits) would apply. Contact us if you have any questions about which plan is best for your particular circumstances.