Yes, travel insurance can protect you in case of a natural disaster either in your destination (leading up to your trip or while you’re on vacation) or a natural disaster at home that prevents you from being able to take your trip.

Keep in mind that there are certain limitations for natural disasters such as hurricanes. The event must not be foreseeable at the time you purchase your insurance, i.e., there would be no coverage if you purchased your policy when the hurricane was headed for your destination.