If you, a family member, or a traveling companion have a pre-existing medical condition, such as heart disease, diabetes, autoimmune disorders, or other conditions, you need to be aware that most travel insurance plans exclude any losses resulting from that condition. If you have to cancel or interrupt your trip due to that condition, or if you become ill with that condition while traveling, you may not have coverage.

  • Our Single-Trip Discovery plan: If you buy your travel insurance policy within 15 days of making your initial trip payment and you insure your full trip cost, you qualify for a waiver of the Pre-Existing Medical Condition Exclusion
  • Our Multi-Trip Annual plan: The Pre-Existing Medical Condition Exclusion is waived after the policy has been in force for 60 days

This can be a complicated subject, so make sure you read the policy, and contact our team if you have any questions about pre-existing medical conditions.