The best answer we can give you is “it depends” – when the delay occurs during your trip, how long the delay is, and why you were delayed. Different coverages could apply, and there may be different covered reasons and time frames for each coverage. We recommend two things:

  1. Document as much as possible, including the reason for the delay, such as emails from the airline, weather reports, and receipts for any expenses incurred. This will help you at claim time.
  2. Contact our team. We can clarify your benefits to help you navigate the situation at hand.