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Italy’s countryside and coastlines are both high on many travelers’ bucket lists for good reason. Amazing vistas, rolling vineyards, off-the-beaten track restaurants, and idyllic countryside charm are all plentiful across Sardinia, Sicily, Puglia, and many more Italian destinations. But if you are planning a trip that ventures to these areas outside Italy’s big city centers, a car will probably be necessary to make the most of your trip.

The good news is that rental cars are available all over Italy, and renting a car in Italy is relatively easy if you’re traveling from the United States. However, there are several things you’ll want to keep in mind regarding car rental safety, car rental insurance, and following the rules of the road in Italy. Read on to find out all you need to know about how to rent a car in Italy.

Is it a good idea to rent a car in Italy?

Renting a car in Italy certainly isn’t required to have a good trip — especially if you’re visiting major cities such as Rome, Milan, Florence, or Venice. But if you want to cover a lot of ground, have flexibility and freedom in your itinerary, and travel at your own pace to off the beaten track destinations, a rental car will be essential for your trip.

Car rental companies operate all over Italy, but that doesn’t mean they will all offer the same prices or car rental deals. It’s generally cheaper to complete your rental car booking while still in the United States. You may need to do some research ahead of time to compare prices, and keep in mind that car rental locations at the airport tend to have higher rates. If you’re looking for one-way rental — where you pick up the car in one location and drop it off in another — you may also need to pay a little more.

Lastly, if you’re used to driving an automatic car, be aware that you may need to pay extra to rent an automatic car as most rental companies offer manual transmission vehicles as the default.

What do I need to rent a car in Italy as an American?

The good news is that it’s possible to rent a car in Italy with a valid US driver’s license. But that’s not the only documentation you need. In addition to providing your credit card and passport identification, you also need what’s called an International Driver’s Permit.

Keep in mind that while the car rental company may not ask you for this international driving permit in order to rent the car, it’s still required by law and if you’re pulled over by police during your trip you’ll be asked to provide it. It’s possible to get one from a branch of the

(AAA) before you leave for your trip to Italy. The AAA is the only body authorized by the State Department to provide this permit, so it can’t be obtained elsewhere.

Car rental insurance in Italy

When you rent a car in Italy, the rental car company will require you to have what’s called a collision damage waiver (CDW). It’s mandatory to have this insurance, which means your car rental company will not let you take your rental car off the lot if you don’t have it.

You’ll also be required to take out theft insurance. Theft can be a problem with car rentals in Italy — especially in southern Italy and on the Amalfi coast — so even when you have this coverage, try to park in areas where cars are supervised by attendants and don’t leave any valuables in your vehicle.

Your credit card company may provide coverage for both the CDW and theft protection, but don’t assume that’s the case — some credit card companies won’t provide coverage for car rentals in Italy. Find out before you go if you need to take out additional coverage. It’s possible to add car rental insurance to your existing travel insurance policy.

You will be offered insurance through your car rental company, but it can be expensive and may not protect you as completely as you’d like. A battleface travel insurance policy including rental vehicle damage coverage provides protection if the vehicle you’re renting in Italy is damaged in a collision, or if it’s damaged as a result of vandalism, fire, hail, windstorms, or floods. If the rental company won’t accept this coverage and requires you to purchase another rental vehicle damage policy, contact us to obtain a refund. Requests received after the rental return date will require a copy of the rental invoice showing the charges for the additional insurance.

Your travel insurance policy should cover travel medical insurance which would be useful if you have a car accident. You also want benefits such as medical evacuation, baggage loss and delay, trip interruption protection, and trip delay to ensure you’re covered for every eventuality.

Safety tips for driving in Italy

As with in any country, car rentals in Italy come with some elements of risk. Driving in a foreign country on unfamiliar roads with different driving rules from your home country means you need to be particularly vigilant. Keep in mind that roads can be narrower, and Italian drivers less patient.

You also need to make yourself aware of the rules of the road, including different speed limits and road signs. For example, do not drive in areas with signs that say Zona Traffico Limitato (ZTL). This translates to “limited traffic zone” and fines are often automated and will be sent to your address or rental car company if your license plate is photographed as you drive through one.

What to do in an emergency

Even if you’re driving as safely as possible and staying within the maximum speed limit, accidents can still happen. In the event of an accident, make sure you know what both your car rental company and your insurance provider require you to do. Once everyone is safe and help has arrived, it’s important to gather all the information required to ensure you can make a valid claim on your insurance. Call battleface’s 24/7 emergency assistance hotline, especially if there are injuries or you need guidance regarding next steps.

FRAUD WARNING STATEMENT

FOR RESIDENTS OF ALL STATES OTHER THAN THOSE LISTED BELOW: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

ALASKA: A person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law.

ARIZONA: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties.

CALIFORNIA: For your protection California law requires the following to appear on this form: Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

COLORADO:  It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.

DELAWARE: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

FLORIDA:  Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

IDAHO: Any person who knowingly, and with intent to defraud or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony.

INDIANA: A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.

KANSAS: A “fraudulent insurance act” means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication or statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.

KENTUCKY: 

Application: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Claim Form: Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

MAINE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

MARYLAND:  Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

MINNESOTA:  A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

NEW HAMPSHIRE: Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20.

NEW JERSEY:

Application: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

Claim Form: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.

PENNSYLVANIA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NEW MEXICO: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

OHIO: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

OKLAHOMA: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

OREGON: IMPORTANT NOTE: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison.

TENNESSEE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefit.

TEXAS: Any person who knowingly presents a false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

VIRGINIA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits. 

WASHINGTON: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

NEW YORK*:  Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.