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The United Kingdom is not just one country, but four — England, Scotland, Wales, and Northern Ireland — which means there is plenty to see and do if you’re visiting from overseas. Many travelers in the UK plan to hire a car so they can see more of what the nation has to offer, from dramatic mountain peaks and rugged coastline to quintessential English rolling hills, and the fascinating history of medieval castles and ancient sites.

However, if you’re accustomed to driving in the US, then you’ll find driving in the UK to be quite a different experience. It’s not just that you’ll be driving on the other side of the road, but also that road signs, speed limits, and basic road etiquette are all quite different from the US.

Read on for some tips on renting and driving cars in the UK and how to obey the rules of the road so that you get along well with other motorists on roads in the UK.

Renting a car in the UK

Hiring a rental car in the UK is fairly straightforward. As far as documentation goes, all you will need to provide the car hire company is your driver’s license and passport. Fortunately, it’s not essential to have an International Driving Permit like it is in some other European countries.

Keep in mind that if you’re used to driving automatic cars, then you’ll likely need to pay more for your rental vehicle — most cars in the UK have manual transmission and car hire companies tend to offer more manual cars than automatic ones.

Though it may be tempting in order to save rental costs, it’s not a good idea to hire a manual car unless you are already accustomed to driving a stick shift vehicle. You don’t want to be practicing changing gears on a roundabout while also deciphering road signs and remembering to drive on the left side of the road. It’s best for American drivers to rent a car with automatic transmission.

Car rental insurance in the UK

You will definitely need car rental insurance if you rent a car in the UK. You can either get this through the car rental company, or in some cases via your credit card company (your existing car insurance from home will typically not cover your car rental overseas). You will be offered insurance through your car rental company, but most charge quite a lot for insurance and may not protect you as comprehensively as you’d like.

A travel insurance policy including rental vehicle damage coverage provides protection if the vehicle you’re renting in the UK is damaged in a collision, or as a result of vandalism, fire, hail, windstorms, or floods. You’ll want to make sure your travel insurance policy also covers you for events like emergency medical care, medical evacuation, baggage loss and delay, trip interruption protection, and trip delay.

Rules of the road when driving in the UK

You may be surprised to find how different driving in the UK is from driving in the United States. For one thing, while you will still find traffic lights and stop signs, roads in the UK feature the more efficient roundabout system at most junctions and intersections, which can certainly take some getting used to.

Make sure you approach the roundabout in the correct lane: the left hand lane if you’re taking the first exit, the middle lane if you’re going straight on, and the right hand lane if you’re going farther than 180 degrees round the roundabout. When joining a roundabout, make sure you always yield to the cars coming from your right hand side. And finally, use your signal when you are about to exit the roundabout.

Most UK roads are fairly clearly sign-posted. However, you’ll often see a plain white circular sign with a black stripe running across it horizontally. This is the UK national speed limit sign, which means the road you are on is governed by the national speed limit. That translates to 60 mph for single carriageways, which tend to be rural or country roads with no center divider; and 70 mph for dual carriageways or motorways.
If you do not memorize these national speed limits, then you may find yourself at a loss when you see these fairly nondescript white signs and wonder what the speed limit is. If a road is not governed by a national speed limit, then you’ll typically see road speed limits on white circular signs with red circles around them, with the speed limit in the center. Keep an eye out for speed cameras, which are common on motorways and dual carriageways or any roads with variable speed limits.

Remember if you’re driving in London, you’ll likely need to pay a congestion charge for entering central London. This price can add up quickly, which is why many visitors to London rely on public transport. Renting cars in London can be more trouble than it’s worth unless you are planning to take trips outside the city.

Safety tips for driving in the UK

If you’re going to be undertaking a fair amount of driving on your trip to the UK, it’s a good idea to purchase a copy of the highway code, available at most service stations and petrol stations, so you can familiarize yourself with the different road signs and markings, and the UK rules of the road.

Another thing that can be very difficult for American drivers in the UK is navigating the frequently narrow roads and small car parks. It’s common to have to stop and wait for vehicles coming from the other direction to pass before you can proceed. Furthermore, roads lined with parked cars on either side often do not have enough room for two cars to pass each other at the same time. Be patient and don’t force your way through if there isn’t enough room. This can be a common cause of collisions for inexperienced drivers in the UK.

FRAUD WARNING STATEMENT

FOR RESIDENTS OF ALL STATES OTHER THAN THOSE LISTED BELOW: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

ALASKA: A person who knowingly and with intent to injure, defraud, or deceive an insurance company files a claim containing false, incomplete, or misleading information may be prosecuted under state law.

ARIZONA: For your protection Arizona law requires the following statement to appear on this form. Any person who knowingly presents a false or fraudulent claim for payment of a loss is subject to criminal and civil penalties.

CALIFORNIA: For your protection California law requires the following to appear on this form: Any person who knowingly presents false or fraudulent information to obtain or amend insurance coverage or to make a claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

COLORADO:  It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.

DELAWARE: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, files a statement of claim containing any false, incomplete or misleading information is guilty of a felony.

FLORIDA:  Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

IDAHO: Any person who knowingly, and with intent to defraud or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony.

INDIANA: A person who knowingly and with intent to defraud an insurer files a statement of claim containing any false, incomplete, or misleading information commits a felony.

KANSAS: A “fraudulent insurance act” means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication or statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.

KENTUCKY: 

Application: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

Claim Form: Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime.

MAINE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits.

MARYLAND:  Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.

MINNESOTA:  A person who files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime.

NEW HAMPSHIRE: Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud, as provided in RSA 638:20.

NEW JERSEY:

Application: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.

Claim Form: Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties.

PENNSYLVANIA: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

NEW MEXICO: ANY PERSON WHO KNOWINGLY PRESENTS A FALSE OR FRAUDULENT CLAIM FOR PAYMENT OF A LOSS OR BENEFIT OR KNOWINGLY PRESENTS FALSE INFORMATION IN AN APPLICATION FOR INSURANCE IS GUILTY OF A CRIME AND MAY BE SUBJECT TO CIVIL FINES AND CRIMINAL PENALTIES.

OHIO: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud.

OKLAHOMA: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony.

OREGON: IMPORTANT NOTE: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison.

TENNESSEE: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefit.

TEXAS: Any person who knowingly presents a false or fraudulent claim for payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. 

VIRGINIA: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits. 

WASHINGTON: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits.

NEW YORK*:  Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.