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The best time to buy travel insurance is immediately after making your first payment or deposit for your trip, whether that’s a hotel reservation, airline ticket, or tour package. If you have a pre-existing medical condition, you may receive an exclusion waiver if you purchase your policy within 15 days of your initial trip payment (Single-Trip Discovery plan).

Of course, better late than never. You can buy a battleface travel insurance policy up to the day before your departure and still enjoy peace of mind for your vacation.