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Mountaineering travel insurance: Peace of mind from peak to peak

The mountains are calling, and you’re ready to answer. But mountaineering trips don’t come cheap and adventure activities come with an inherent amount of risk. How do you find peace of mind for every mountaineering trip? Travel insurance, that’s how.

Top mountaneering destinations

Peru

Home to the majestic Andes Mountains as well as a myriad of cultural and historical treasures, Peru is a bucket list destination for many hikers and mountain climbers who complete treks around Machu Picchu.

New Zealand

The South Island of New Zealand is a popular mountaineering destination, thanks to a wide variety of terrain in a relatively small area: think mountain peaks, glaciers, and rivers.

Switzerland

It’s no surprise that the home of the Swiss Alps makes the list. This mountainous European country offers a wide range of hiking and climbing routes for mountaineers of all skill levels.

United States

The US mountain states surrounding the Rocky Mountains offer an almost endless collection of mountain activities, and that’s just the beginning. Alaska, the Sierra Nevada, and the Appalachians are also great destinations.

What does mountaineering travel insurance cover?

To secure coverage for a mountaineering trip, you’ll need comprehensive travel insurance that also includes adventure sports coverage. Travel insurance policies with adventure sports coverage may not be available for mountain climbing above that limit that requires the use of equipment such as pick axes, anchors, bolts, top-rope anchoring, or other specialized equipment.

Travel insurance provides coverage in a wide range of situations. Here are some of the key benefits:

  • Travel medical insurance and medical evacuation: taking a mountaineering trek can be risky, and if you get seriously injured, you may be far from quality medical care. With a travel insurance plan, you can have both coverage for medical expenses and coverage for a medical evacuation in case of serious injury or illness. An emergency medical evacuation to the nearest qualified medical facility, especially if you’re in a remote area, can be quite expensive — up to $100,000 or more.
  • Baggage loss or delay: a travel insurance policy can reimburse you up to a predetermined total if your baggage is lost or delayed during your trip.
  • Trip delay and interruption: despite the best laid plans, unexpected delays and interruptions can wreak havoc on your climbing plans. Travel insurance can reimburse you for unexpected expenses if your trip is delayed or cut short due to a covered reason.

What is not covered

Coverage usually isn’t available for mountain climbing above that limit that requires the use of equipment such as pick axes, anchors, bolts, top-rope anchoring, or other specialized equipment

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