Travel insurance for Canada
Head north with peace of mind
Canada really has something for everyone. Whether you’re after the natural wonder of Niagara Falls, the unparalleled adventure sports options in Whistler, the quaint culture of Quebec City, or the elevated urban experience of Toronto and Vancouver, you’re likely to find what you’re looking for — and then some. With no visa required for US citizens traveling with a valid passport, visiting Canada is well worth the trip.
if you’re planning to spend any time exploring Canada’s stunning wilderness, be sure to do your research ahead of time and only head out with adequate gear and supplies. Closely follow all local guidance and park regulations, especially those related to encountering animals such as bears and respecting First Nations cultures. Avoid attracting wildlife to your area with food waste, and take all your trash with you.
While Canada enjoys a reputation as America’s safe and respectable neighbor, you’ll still need to think about purchasing travel insurance when you’re planning your trip north. Read on to learn more about what types of travel insurance coverage you may need.
Good to know
Do I need Canada travel insurance?
Yes, it’s always advisable to purchase travel insurance for any trip, and traveling to Canada is no different. Travel insurance protects your trip cost against unforeseen circumstances that may result in trip cancellation, trip interruption, or trip delay, and it can ensure your access to medical services in Canada if required.
What are the entry requirements for US citizens visiting Canada?
Passport holders from the United States do not need a visa to visit Canada, nor do they need what’s known as an Electronic Travel Authorization to enter the country. However, the Canadian government may require proof of Covid-19 vaccination to enter Canada. Check the latest guidance, or use the handy battleface travel tool before your departure.
Is Canada safe for travelers?
Yes, Canada is considered a safe and secure country to visit. However, if you’re engaging in any adventure travel or extreme sports, it may be necessary to take extra precautions.
How much will travel insurance for Canada cost?
The price of your travel insurance policy depends on various factors including trip cost, your age, trip length, and any additional coverage you may require. A general rule of thumb when you purchase travel insurance is to expect to pay anywhere from 4-8% of your total trip cost.
Can I access health care in Canada using my health insurance from home?
While some health insurance plans do cover travel abroad, many do not. Furthermore, while Canadian residents are entitled to affordable medical care via Canadian health insurance, visitors to Canada are not. If you experience a medical emergency and seek treatment, you may have to pay out of pocket for emergency medical expenses in order to receive treatment. A travel medical insurance plan can help cover large up-front costs if it’s for eligible medical expenses. You should also consider emergency medical evacuation coverage, in case you become seriously ill or injured and need to be transported to a hospital. In short, it’s never a good idea to travel without travel medical insurance.
Where's the best place to buy Canada trip insurance?
Many different companies can provide coverage for your trip. battleface offers custom-built policies so you can have all the specific coverage you need — and none that you don’t.
Will travel insurance cover me if I cancel my trip to Canada?
Most standard travel insurance policies include trip cancellation insurance, which can reimburse you for nonrefundable expenses if you cancel your trip for a covered reason. Add Cancel For Any Reason insurance to your policy to ensure you have coverage if you cancel your trip out of personal preference or because you’ve simply changed your plans.