Traveling can be an adventure and when traveling with children you may have unforgettable adventures. However, traveling as a family can add another layer of unpredictability to every vacation abroad. Any parent will tell you that it’s key to be prepared for the unexpected when taking a trip with junior jet-setters. Savvy families vacation with a comprehensive travel insurance policy that protects the whole family and all of their belongings.

Travel insurance providers offer plans that include coverage for every family member. Just be sure to include each family member’s details in your application. With a company like battleface, you can customize your policy so it provides the specific coverage needed to manage the challenges or emergencies that you could potentially face during your trip. Here are six types of protection that many families consider to be must-haves when purchasing travel insurance for children.

Travel medical coverage

You might think that travel medical coverage is only for adventure travelers and extreme sports lovers, but having travel medical coverage is crucial for families, especially if you’re traveling out of the country. Be sure to ask your travel insurance provider about coverage for any pre-existing medical conditions.

When you’re thousands of miles from home and your baby spikes a fever or your accident-prone toddler gets injured jumping off the hotel bed, you’ll want to make sure you  can be reimbursed for unanticipated emergency medical costs. After all, your regular health insurance company may not cover you if you’re seeking care outside of the United States. International travel medical coverage can help you find medical assistance 24 hours a day, and even arrange and pay upfront for emergency medical evacuations in a worst-case scenario.

Trip interruption

Vacations can be expensive — especially when you’re bringing every family member along.Trip interruption provides reimbursement for your unused, prepaid and non-refundable trip costs if a portion of your trip is missed for a covered reason.

Some of the most common covered reasons are if you or someone you’re traveling with becomes ill, has a medical emergency, or is involved in an accident and you’re not able to complete your trip. Trip interruption also provides protection for non health-related reasons, like strikes, terrorist incidents, or your accommodations become uninhabitable due to a natural disaster.

Since these types of unexpected events can mean making costly last-minute travel arrangements to return home, trip interruption coverage with battleface can pay up to 150% of your trip cost.

Cancel for any reason

Most standard travel insurance policies will reimburse you for a canceled trip only in certain instances — such as in case of a death or injury before the covered trip, a natural disaster at home or in your destination, or a terrorist incident. Make sure you check the details of your policy.

If you’d like more flexibility in terms of trip cancellation, consider Cancel For Any Reason (CFAR) coverage. As the name suggests, cancel for any reason coverage means you can cancel your trip for any reason, whether it’s personal financial circumstances, a change in school schedules, or simply the ever popular change of plans.

If you personalize a battleface travel insurance plan with this option, CFAR can reimburse up to 75% (50% in FL) of your non-refundable trip costs. Be aware that there are usually certain requirements to be able to purchase CFAR, such as buying within 15 days of initial trip deposit, and insuring your entire trip cost.

Baggage loss or delay

When you’re traveling with children, lost or delayed baggage can cause a serious headache. With a travel insurance policy, you can get reimbursed for the actual cash value of your lost items or the cost of replacement (whichever is less).

Reimbursement may be available if your baggage is damaged in flight, lost by an airline or hotel storage facility, or if your baggage is stolen. And if your baggage is delayed long enough that you must buy replacement items, that cost may also be eligible. If you add baggage loss and delay coverage to travel insurance with battleface, it may also cover the cost to ship your baggage and personal effects to your location if they’re recovered.

Rental vehicle coverage

Families are more likely than other travelers to rent a car on vacation, because of the convenience of having your own vehicle and the extra luggage frequently needed when you travel with children. Depending on where you’re headed — and especially if you’re traveling abroad — your everyday car insurance may not cover you in case of accident, damage, or theft.

When you add rental vehicle damage cover to a travel insurance plan with battleface, you’ll be reimbursed up to the maximum amount noted in your policy for unexpected events such as collisions, vandalism, windstorms, fire, hail, and floods.

Vacation rental damage insurance

Opting to stay in a vacation rental instead of a hotel is a popular choice for families, especially those traveling with small children. The extra space is good to have and access to your own on-site kitchen adds welcome mealtime flexibility.

Vacation rental damage insurance should always be purchased when you stay at a vacation rental, and here’s why. Most vacation rental booking sites and property owners require a damage deposit, but it’s not usually enough to cover major damage — it’s rarely more than 10% of the rental cost.

Whether your little one accidentally ruins an expensive piece of furniture or you somehow start a fire while cooking, the damage deposit you pay up front may not provide enough protection. What’s more, your renters or homeowners insurance coverage back home may specifically exclude vacation rentals.

With battleface, it’s easy to add vacation rental damage coverage to your existing travel insurance policy, so you can enjoy your family vacation without worrying about unexpected mishaps.

Peace of mind for every trip

Busy parents have plenty to do to get ready for a family vacation without having to worry about unforeseen circumstances. Travel insurance with battleface is an affordable way to protect your investment on every family trip, whether you’re heading across the state or halfway around the world. Leave the contingency planning to us, so you can spend as much time as possible enjoying your vacation together.