How is the 15-day period calculated for Cancel For Any Reason coverage and the Pre-Existing Medical Conditions Exclusion Waiver? (applicable to Single-Trip Discovery plan only)

In order to purchase Cancel For Any Reason coverage, and to qualify for the Pre-Existing Medical Conditions Exclusion Waiver, you must purchase your policy within 15 days of your initial trip deposit. When counting the number of days, the date you first made a reservation or deposit for your trip is considered day zero.  For … Read more

What is a pre-existing medical condition, and how can I get coverage for it?

If you, a family member, or a traveling companion have a pre-existing medical condition, such as heart disease, diabetes, autoimmune disorders, or other conditions, you need to be aware that most travel insurance plans exclude any losses resulting from that condition. If you have to cancel or interrupt your trip due to that condition, or … Read more

What is a deductible? Can I change my deductible?

That is the predetermined portion of your expenses that you are responsible for paying. Your insurance will cover the portion of your expenses that exceeds your deductible. The deductible amount is fixed and can’t be changed.

How much does it cost?

The cost of a battleface plan can vary based upon your age, trip cost and trip length. The modular Discovery plan allows you select only those coverages you need, and thus can be very cost-effective, while the Multi-Trip Annual Plan offers a comprehensive package of benefits for frequent travelers at a very affordable price. battleface … Read more

“Here’s my situation…will it be covered?”

It’s hard for us to give definitive answers to hypothetical situations because one small detail in the situation can change everything. That said, we’ll do our best to answer your questions, or at least help you understand the policy language and how it might apply to various situations.

What if my flight is cancelled?

Again, it depends. Oftentimes if the cancellation is due to problems with the airline, such as staffing shortages, they are responsible for rebooking you and covering any expenses you incur. If it’s due to something like a hurricane, there could be coverage under Trip Cancellation, Trip Interruption, Trip Delay or even Missed Connection. As with … Read more